Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, bank-free business funding for Florida entrepreneurs and operators without credit checks, collateral, or delays. Whether you’re managing a construction firm in Tampa, running a logistics company in Jacksonville, or operating a seasonal tourism business in Orlando or Key West, our capital solutions are designed to match your revenue and your reality.

We proudly serve businesses across all 67 Florida counties, from the vibrant retail centers of Miami to the coastal operations of Fort Lauderdale and the agricultural hubs of Central Florida. With same-day decisions and flexible repayment terms, Mulah.com is Florida’s trusted partner for working capital, equipment funding, and expansion advances.

Florida's Core Business Sectors We Proudly Support and Fund

At Mulah.com, we are dedicated to fueling the growth of Florida’s economy. We provide essential capital to both emerging and established businesses across key sectors, ensuring they have the resources needed to thrive. Our commitment extends to fostering innovation and sustainability in these vital industries, driving prosperity throughout the state.

Tourism & Hospitality

We support Florida’s tourism and hospitality operators with flexible capital for expansion, staffing, renovations, and seasonal transitions helping them stay competitive in one of the nation’s most dynamic travel economies.

Construction & Trades

From residential builds to major infrastructure projects, we fund Florida contractors, subcontractors, and skilled trades so they can stay supplied, staffed, and project-ready.

Transportation & Logistics

Florida’s global ports and interstate network power the flow of goods. We fund logistics companies, delivery fleets, and independent operators across the state with working capital and operational advances.

Why Florida Businesses Choose Mulah.com

Florida’s rapid growth, seasonal fluctuations, and regional complexity demand a funding partner that delivers speed, flexibility, and industry awareness. Mulah.com is purpose-built for:

Speed over paperwork – Our application takes minutes, and approvals arrive in 24–48 hours.
Real business metrics – We fund based on your revenue, not your credit score.
Asset-respectful terms – No collateral or equity surrender required.
Support for seasonal operators – From high tourism months to hurricane recovery periods, we adapt to your business calendar.
Localized industry alignment – We tailor capital for food service, transport, e-commerce, contractors, and property services across the state.

Whether you’re managing a food truck in Tampa, overseeing a logistics fleet in Jacksonville, or preparing for peak tourism in Fort Myers, our funding programs adjust to your specific cash flow, market demands, and industry realities.

Major Cities and Economic Zones Served

Mulah.com funds businesses across all of Florida’s commercial regions:

Miami – International commerce and tourism hub
Orlando – Hospitality, tourism, and logistics center
Tampa – Port-driven growth and construction activity
Jacksonville – Transportation, finance, and distribution
Fort Lauderdale – Seasonal services and high-density retail
St. Petersburg, Sarasota, Gainesville, Tallahassee, Key West – Regional industries and rural service hubs

We serve all 67 counties in Florida from high-density metros to small towns and rural corridors.

Explore Our Capital Products Tailored for Florida Businesses

At Mulah.com, we understand the unique financial needs of Florida businesses. We offer a range of capital products designed to support your growth, manage unexpected challenges, and unlock the value of your assets. Our solutions are built to provide flexibility and align with your business goals, ensuring you have the resources you need when you need them.

Revenue-Based Advances for Flexible Repayment

Get capital based on your actual business revenue without needing bank statements or surrendering equity. Our repayment structure aligns with your cash flow, providing financial flexibility.

Working Capital for Operational Expansion

Grow your team, pre-purchase materials, or open new territories with our capital. Perfect for businesses preparing for the next phase of growth and development.

Emergency & Seasonal Bridge Funding

Quickly fund gaps caused by weather interruptions, equipment breakdowns, or supplier issues. Keep your business in motion with our emergency capital solutions.

Florida Business Facts & Economic Identity

Nickname: The Sunshine State

Small Business Stats: Over 3 million small businesses in the state, accounting for 99.8% of all Florida businesses
Major Natural Resources: Citrus, sugarcane, fisheries, phosphate rock
Top Economic Drivers: Tourism, logistics, construction, agriculture, aerospace, real estate, and healthcare
Tax Advantage: 0% personal income tax, strong infrastructure, and high inbound migration fueling business demand

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

How do I apply for funding?

You can apply online through our platform by filling out a simple application form and submitting the required documents.

What types of funding do you offer?

We provide term loans and lines of credit tailored to Florida businesses in various industries.

Is my business eligible?

Eligibility depends on your business size, industry, and creditworthiness. Contact us for a personalized assessment.

Find Mulah By Industry

Apply for Funding Today

Secure the capital your Florida business needs to grow and succeed. Fill out our simple application or contact us for personalized assistance.

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.