Fueling Growth, One Business at a Time

At Mulah.com, we specialize in fast, no-bank-needed funding for small and mid-sized Vermont businesses. From agricultural co-ops in Addison County to home renovation companies in Burlington and wellness clinics in Brattleboro, we deliver capital that matches your revenue, not your credit score with no delays, no collateral, and no traditional banking roadblocks.

We proudly serve all 14 counties in Vermont with revenue-based advances and flexible working capital. Whether you’re operating a sugar bush in Stowe, managing a trades team in Rutland, or launching a new storefront in Montpelier, Mulah.com is Vermont’s business funding ally helping you move forward with speed, strength, and sustainability.

Vermont’s Core Business Sectors We Proudly Support and Fund

Despite its size, Vermont has a powerful economic backbone rooted in agriculture, eco-tourism, renewable energy, and artisan manufacturing. At Mulah.com, we provide funding solutions tailored to these unique business environments supporting the heart of Vermont’s small-business ecosystem.

Hospitality, Tourism & Seasonal Rentals

With major traffic from skiers, hikers, and foliage seekers, Vermont’s economy thrives on tourism. We provide funding for boutique hotels, event venues, rental hosts, outdoor tour operators, and restaurants who need capital for seasonal marketing, renovations, or staff scaling before peak months.

Construction, Trades & Home Services

Vermont’s mountainous terrain and aging infrastructure create ongoing demand for skilled trades. We fund general contractors, roofers, HVAC technicians, solar installers, electricians, and home service providers with capital for materials, tools, bids, and short-term labor needs.

Artisan Manufacturing & Local Retail

From cheese producers and microbreweries to sustainable clothing and handcrafted goods, Vermont’s artisan economy is vibrant. We help makers and merchants secure the capital they need for bulk inventory, equipment upgrades, pop-up expansion, and local distribution.

Why Vermont Businesses Choose Mulah.com

Vermont entrepreneurs need fast, flexible funding that reflects their seasonal income, rural locations, and mission-driven values. That’s why Mulah.com is built for:

No banks, no credit checks – Just business-friendly capital, approved based on revenue
No collateral required – Keep full ownership of your land, tools, or vehicles
Same-day decisions – Get approved within 24 hours and funded shortly after
Solutions that flex – We align repayment with your cash flow, seasonality, and industry
All-county coverage – From urban Burlington to the Northeast Kingdom, we serve the whole state
Eco-conscious operators welcome – We fund green businesses, small farms, co-ops, and local vendors

Whether you’re a contractor in Barre or a maple producer in Windsor County, Mulah.com is your capital partner for real-world Vermont business needs.

Major Cities and Economic Zones Served

We fund businesses across Vermont’s urban and rural regions, including:

Burlington – Vermont’s largest city; a hub for education, tech startups, trades, and tourism
Montpelier – State capital with vibrant retail, food, and professional service economy
Rutland – Home improvement, hospitality, logistics, and medical services
Brattleboro – Strong in arts, wellness, eco-services, and boutique retail
Stowe & Killington – Seasonal tourism and rental businesses
Middlebury, Bennington, Barre – Artisan goods, trades, and agriculture
Northeast Kingdom – Rural operators in farming, forestry, and services

We support business owners in all 14 counties, from densely populated centers to low-density agricultural regions.

Explore Our Capital Solutions Built for Vermont Businesses

Our funding products are purpose-built to match Vermont’s business cycles from weather delays and harvest windows to seasonal traffic spikes and rapid expansion opportunities.

Emergency Bridge Funding & Seasonal Stability

From delayed shipments to snowbound roads, Vermont operators often face income disruption. Our bridge funding options help you handle it keeping cash flow steady when your business needs a lifeline. This is ideal for Tourism operators between seasons, Agriculture providers during planting or harvest waiting periods or Trade contractors awaiting client payments or permits.

Working Capital for Growth, Payroll & Expansion

This unrestricted capital helps Vermont businesses grow without friction. Whether you’re opening a new cabin rental, investing in farm equipment, or launching a new spa service, our working capital solution lets you move quickly. Perfect for Construction and trades scaling up, Clinics and wellness centers expanding service or Retailers preparing for holiday markets or festival booths. We serve Virginia businesses across every region and sector from mechanics in Danville to retail stores in Manassas giving you access to capital without delays.

Revenue-Based Vermont Advances

With revenue-based advances, Vermont business owners can unlock working capital based on their current sales not their credit history. Repayment flexes with your income, easing the burden during off-seasons or unexpected lulls. Use this solution to Hire and train staff before ski season or harvest, Purchase bulk inventory for summer tourism, Cover vendor deposits, utility bills, or fleet maintenance. Fund a new product launch or pop-up shop expansion

Vermont Business Facts & Economic Identity

Nickname: The Green Mountain State

Small Business Stats: Over 80,000 small businesses, employing more than 160,000 Vermonters (U.S. SBA)
Top Natural Resources: Timber, dairy, maple syrup, produce, water resources
Top Industries: Agriculture, food production, tourism, artisan goods, renewable energy, healthcare
Business Climate: Progressive, sustainability-focused, heavily local and small-business driven

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

How quickly can I get approved and funded in Vermont?

Most applicants are approved within 24 hours, with funding delivered shortly after. We use a streamlined online process that doesn’t require mountains of paperwork.

Do I need to put up collateral in Vermont?

No. Most Mulah.com funding is unsecured. For equipment-based options, we never require you to surrender your tools or assets just leverage their value for temporary working capital.

Can seasonal businesses apply in Vermont?

Yes! Vermont’s economy is seasonal by nature, and our funding solutions flex with your revenue. Whether you’re in the maple, ski, or festival season, we’ve got your back.

What if I have poor credit or no bank loans?

That’s fine. We don’t use your credit score to approve you. Your business’s real performance its revenue is what we evaluate.

Do you support agriculture and co-ops in Vermont?

Absolutely. We actively fund farmers, hemp growers, CSA groups, and other cooperative-style business models across the state.

Can I use funds for payroll, supplies, or rent?

Yes. Our capital is fully unrestricted. Use it wherever your business needs support—marketing, maintenance, renovations, or even catching up on back expenses.

Is this available outside major cities?

Yes. We fund businesses statewide including in rural towns, unincorporated zones, and seasonal villages.

Find Mulah By Industry

Apply for Vermont Funding Today

If you’re a Vermont business owner who’s tired of waiting for bank approvals or being denied because of credit scores, Mulah.com is here to change the game. Get the capital you need fast, fair, and built for your world.

Apply Now

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.