for Small Business Growth

Mulah provides tailored funding solutions for small businesses. Gain access to working capital for inventory, payroll, marketing, equipment, or day-to-day operations. Our streamlined process ensures quick approvals and flexible financing designed to fit your budget and growth goals. We understand the challenges small businesses face and deliver funding solutions that support stability, expansion, and long-term success.

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A professional businessman in a suit shaking hands with a businesswoman in a modern office setting, symbolizing a successful loan agreement and partnership with OnDeckClone.

Unlock Your Business Potential with Mulah's Flexible Term Loans

Term loans from Mulah Capital offer a straightforward funding solution with fixed interest rates and repayment schedules. They are ideal for small businesses seeking capital for expansion, equipment purchases, or debt consolidation. With clear terms and predictable payments, you can manage your finances effectively and focus on growth.

Approval Rate: Get funded quickly with our high approval rate for qualified small businesses.

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Businesses Funded: Join the growing number of small businesses we've helped succeed with term loans.

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Customer Testimonials

Hear from our satisfied clients who have benefited from our funding solutions.

Mulah helped my small business secure the necessary capital quickly when traditional banks declined. Their team was professional, responsive, and understanding of our needs, making the funding process smooth and stress-free.

Emily Johnson

Owner, GreenLeaf Café, GreenLeaf Café

Thanks to Mulah Capital, I was able to expand my retail store without the usual lengthy approval process. Their flexible terms and quick funding turned my business around in just days, enabling me to seize new opportunities.

Michael Lee

Founder, TechGear Electronics, TechGear Electronics

The team at Mulah Capital provided exceptional service and tailored funding options that matched my business needs perfectly. Their support and transparency made the entire experience trustworthy and efficient, helping us grow confidently.

Sarah Martinez

CEO, BrightFuture Consulting, BrightFuture Consulting

See What Mulah Can Do For You

Whether you’ve been turned away by banks or simply want faster, smarter funding, Mulah is here to open new doors. Our AI-powered platform analyzes your unique situation and delivers personalized funding solutions that actually work for you not against you. From real estate investments to business growth and personal liquidity, we help you access the capital you need to move forward with confidence.

Get Your Mulah Today

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.

for Small Business Growth

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