Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, flexible, and credit-free business funding to operators across the Sooner State. Whether you’re managing an oilfield services crew in Enid, running a trucking fleet in Tulsa, operating a cattle ranch near Lawton, or growing a construction business in Oklahoma City, our capital is designed to move with your revenue and your reality not your credit score.

We serve all 77 Oklahoma counties, powering businesses across energy, agriculture, manufacturing, logistics, construction, and local services. We understand Oklahoma’s unique cycles from oil price volatility and agricultural harvest seasons to rural infrastructure challenges and we structure our funding to match. With same-day approvals, no collateral, and repayment terms aligned to cash flow, Mulah.com is your statewide partner for working capital, bridge advances, and long-term business growth.

Oklahoma’s Core Business Sectors We Proudly Support and Fund

We tailor our funding programs to match Oklahoma’s top-performing industries, with a focus on real operating needs not arbitrary bank requirements.

Agriculture, Cattle, and Crop Operations

With vast ranchlands and productive farmland, Oklahoma ranks high in cattle, poultry, wheat, hay, and cotton production. We fund family farms, ranchers, feedlots, and ag-service providers for seed, livestock, seasonal labor, repairs, and supply chain purchases. We also support small processors and transport operators in the food system.

Manufacturing & Equipment-Based Businesses

Oklahoma’s manufacturing industry includes fabricated metals, industrial machinery, plastics, food products, and aerospace components. We fund factories, machine shops, and supply firms looking to scale operations, purchase materials, or automate production.

Oil & Gas Services, Energy, and Extraction

Oklahoma is an energy state. We support upstream, midstream, and downstream service providers from drilling crews and frack teams to pipeline contractors, parts suppliers, and field operations. Our capital helps with crew mobilization, equipment repair, site access, and weather-driven delays without requiring personal guarantees or long waits.

Why Oklahoma Businesses Choose Mulah.com

Oklahoma operators need capital that respects industry cycles, fluctuating markets, and rural reach. Here’s why businesses choose Mulah.com over traditional financing:

No credit checks — We fund based on revenue, not personal credit
No collateral — Keep your equipment, trucks, and property
Fast approvals — Same-day or next-day decisions
Rural and statewide access — We serve all 77 counties
Flexible repayment — Terms that flex with seasonality or downtime
Industry-matched capital — Built for energy, ag, trades, trucking, and retail

From oilfield service providers in western Oklahoma to logistics firms in Tulsa and ranchers in the panhandle, Mulah.com is the capital partner for real businesses navigating real conditions.

Major Cities and Economic Zones Served

We fund businesses across Oklahoma’s major metros, rural hubs, and trade corridors:

Oklahoma City – The state capital and home to construction firms, logistics centers, manufacturers, and service providers
Tulsa – Industrial and energy-rich metro with aerospace, trucking, fabrication, and retail activity
Norman, Edmond, Moore – Growing suburbs with strong demand for trades, services, education, and retail
Lawton – Home to Fort Sill and regional economic activity in defense, healthcare, and construction
Enid, Stillwater, Ponca City – Stronghold cities in energy, agriculture, and light manufacturing
Muskogee, Broken Arrow, Bartlesville – Eastern Oklahoma’s business corridors with retail, food, and support services
Guymon, Woodward, Ardmore, Altus – Regional rural hubs for agriculture, cattle, and logistics

All 77 counties in Oklahoma are eligible for Mulah.com funding.

Explore Our Capital Solutions Built for Oklahoma Businesses

Our funding programs are designed to align with the unique revenue patterns and growth phases of Oklahoma-based operators from oilfield seasonality to harvest cycles and rural supply constraints.

Emergency Bridge Funding & Seasonal Stability

Oklahoma businesses often face weather delays, commodity downturns, or client payment lags. Our bridge capital helps you stay in motion covering short-term expenses like fuel, equipment repairs, permit renewals, or invoice gaps while waiting on receivables.

Working Capital for Growth, Payroll & Expansion

Need to scale operations, hire staff, or prepare for large contracts? Our unrestricted capital can be used for payroll, marketing, licensing, insurance, site expansion, or inventory. Construction firms, ag-service providers, and manufacturers all use this funding to meet deadlines and build capacity.

Revenue-Based Oklahoma Advances

Access fast capital based on your actual monthly revenue. Energy contractors use it to mobilize crews and pay subs. Farmers use it to prepare for planting season. Retailers use it to stock inventory ahead of local events. The flexible repayment structure adjusts with cash flow so when revenue dips, your payments do too.

Oklahoma Business Facts & Economic Identity

Nickname: The Sooner State

Small Business Stats: Over 360,000 small businesses, employing over 700,000 Oklahomans (U.S. SBA)
Top Industries: Energy, aerospace, agriculture, construction, logistics, retail services
Top Natural Resources: Crude oil, natural gas, wheat, cattle, cotton
Tax Climate: Competitive corporate tax rate, pro-business regulation, low cost of living
Challenges: Rural access to capital, weather variability, energy market exposure

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

Do you fund oilfield service businesses in Oklahoma?

Yes. We serve upstream and midstream contractors, frack crews, equipment haulers, rig operators, and other energy-focused businesses statewide. Our capital helps you cover mobilization, downtime, repairs, and contract prep without credit checks or collateral.

Can agricultural operators and cattle ranchers apply?

Absolutely. From panhandle ranches to farms in Chickasha, we fund ag businesses preparing for planting, expanding herds, upgrading machinery, or managing seasonal costs. We also support processors and ag-service providers.

Do you serve businesses in small towns and rural counties in Oklahoma?

Yes. We fund businesses across all 77 counties from metro Tulsa to small towns in eastern and western Oklahoma. We understand the unique challenges rural operators face and structure our capital accordingly.

How fast is the approval process?

Approvals typically occur within 24–48 hours. Once approved, funds can be deposited as early as the same day. Our application is simple and focused on your business performance, not paperwork.

Is there a minimum time in business or revenue amount required?

While we work with growing businesses, you’ll need to show a few months of consistent revenue to qualify. We don’t require years of history or perfect financials.

What can I use the capital for?

Mulah.com funding is unrestricted and built for business use including payroll, marketing, repairs, licensing, compliance, materials, and more. If it helps your business grow or stay stable, you can use our capital for it.

Do you require personal credit checks or collateral?

No. We fund based on actual business revenue, not credit scores or personal guarantees. No collateral is required either we trust your business performance.

Find Mulah By Industry

Apply for Oklahoma Funding Today

Whether you’re stabilizing operations, bridging a gap, or scaling your business to new heights Mulah.com is Oklahoma’s trusted capital partner. Get approved fast, get funded faster, and get growing.

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.