Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, flexible, bank-free business funding to entrepreneurs across Maryland. Whether you’re running a cybersecurity startup in Baltimore, managing a seafood business on the Eastern Shore, or operating a small retail shop in Frederick, our capital solutions are tied to your revenue not your credit score. That means no collateral, no delays, and no bank red tape.

We proudly serve all 23 Maryland counties and Baltimore City, supporting industries that define the Old Line State: biotechnology, defense, healthcare, seafood, logistics, agriculture, and small business retail. With same-day approvals, flexible repayment terms, and funding tailored to your industry, Mulah.com is Maryland’s trusted partner for working capital, bridge funding, and long-term expansion.

Maryland’s Core Business Sectors We Proudly Support and Fund

Maryland’s economy is driven by a powerful mix of tradition and innovation. Mulah.com provides funding designed to serve these sectors:

Logistics, Transportation & Trade

Maryland’s proximity to Washington, D.C., and the Port of Baltimore makes it a logistics hub. We fund trucking companies, shipping services, and warehousing firms with capital for compliance, staffing, and fuel.

Biotechnology, Cybersecurity & Defense

Home to federal agencies and defense contractors, Maryland is a hub for biotech research and cybersecurity firms. We fund labs, defense suppliers, and tech startups with capital for payroll, R&D, and expansion.

Retail, Hospitality & Tourism

From Annapolis boutiques to Ocean City resorts, Maryland’s retail and hospitality businesses thrive on tourism. We fund restaurants, hotels, and local shops with capital for renovations, seasonal staff, and inventory.

Why Maryland Businesses Choose Mulah.com

Maryland entrepreneurs from defense contractors to crab fishermen need funding that matches their reality. Mulah.com delivers:

Same-day approvals – Capital delivered in 24–48 hours
Revenue-first approvals – No credit checks or collateral
Statewide coverage – From Baltimore to Ocean City, Frederick to the Eastern Shore
Industry-focused capital – Tailored for biotech, defense, seafood, and small businesses
Flexible repayment – Terms that adapt to your business cycles

From the labs of Montgomery County to the fisheries of the Chesapeake, Maryland businesses count on Mulah.com for capital that fuels growth and stability.

Major Cities and Economic Zones Served

We proudly support businesses across Maryland’s regions:

Baltimore City – A hub for healthcare, education, logistics, and small business retail. We support everything from tech startups to family-owned restaurants.
Montgomery & Prince George’s Counties – Anchored by federal agencies, biotech, and professional services. We fund contractors, labs, and service providers.
Frederick & Hagerstown – Manufacturing, logistics, and agriculture hubs. Mulah.com funds factories, trucking fleets, and farms.
Annapolis & Anne Arundel County – Tourism, retail, and maritime businesses. We fund boutiques, hotels, and tour operators.
Eastern Shore (Salisbury, Cambridge, Ocean City) – Seafood, agriculture, and tourism-driven economies. We provide seasonal bridge funding and capital for expansion.
Southern Maryland (St. Mary’s, Charles, Calvert Counties) – Defense, aerospace, and agriculture. Mulah.com funds contractors, suppliers, and rural operators.

All 23 counties and Baltimore City are eligible for Mulah.com funding.

Explore Our Capital Solutions Built for Maryland Businesses

Our funding products are designed to match Maryland’s industries and economic cycles from defense contracts and fishing seasons to tourism peaks and biotech growth.

Emergency Bridge Funding & Seasonal Stability

Maryland businesses often face disruptions like delayed contracts, fishing cycles, or seasonal dips in tourism. Our bridge funding helps Chesapeake Bay fishermen during low harvests, contractors cover expenses while awaiting payments, and Ocean City resorts remain stable during off-seasons.

Working Capital for Growth, Payroll & Expansion

Growth requires flexibility. Our working capital products allow Maryland businesses to hire staff, expand service areas, purchase equipment, or launch new ventures. Whether it’s a Prince George’s County contractor scaling operations or a Baltimore restaurant opening a second location, Mulah.com delivers unrestricted capital that adapts to your goals.

Revenue-Based Maryland Advances

Revenue-based advances provide Maryland operators with working capital tied to actual income. A Baltimore seafood processor can use it to upgrade equipment, a Montgomery County biotech firm can fund payroll while awaiting grants, and an Ocean City hotel can prepare for summer visitors. Repayments flex with revenue, ensuring stability during off-peak months.

Maryland Business Facts & Economic Identity

Nickname: The Old Line State

Small Business Stats: Over 620,000 small businesses employing 1.2 million+ Marylanders (U.S. SBA)
Top Resources: Seafood, poultry, biotech research, forestry, agriculture
Top Industries: Biotechnology, defense, seafood, healthcare, logistics, tourism
Business Climate: Strategic Mid-Atlantic location, strong federal ties, thriving biotech hub, and world-famous seafood economy

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

Do you fund biotech and defense contractors in Maryland?

Yes. We specialize in funding biotech labs, cybersecurity firms, and defense suppliers.

Can seafood businesses on the Eastern Shore apply?

Absolutely. We fund crabbers, oyster farmers, and seafood processors.

How quickly can Maryland businesses receive funding?

Most approvals occur within 24–48 hours, with funds released shortly after.

Do you require collateral or strong credit?

No. Our approvals are based on revenue, not credit history, and no collateral is required.

Do you fund restaurants and hospitality businesses?

Yes. We provide capital for Ocean City hotels, Baltimore restaurants, and Annapolis tourism businesses.

Is Mulah.com funding flexible enough for seasonal industries?

Yes. Our repayment terms flex with revenue, making it ideal for fishing, agriculture, and tourism.

Do you support healthcare providers in Maryland?

Yes. We fund clinics, specialty practices, and hospitals for payroll, equipment, and staffing.

Can Mulah.com funding cover payroll, expansion, or equipment?

Yes. Many Maryland businesses use our capital for hiring, growth projects, and machinery repairs.

Find Mulah By Industry

Apply for Maryland Funding Today

If you’re a Maryland business owner ready to grow, stabilize, or expand, Mulah.com is your trusted partner across the Old Line State.

Apply Now

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.