Get the You Need

Mulah provides tailored funding solutions designed to help HVAC businesses thrive. Access the capital you need for equipment upgrades, inventory, marketing, and more. Let us help you grow your HVAC business with flexible and fast funding options.

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Empowering HVAC Businesses with Tailored Funding Solutions

At Mulah, we are committed to supporting HVAC contractors with flexible funding options designed to fuel growth, improve cash flow, and expand operations. Our mission is to be your trusted partner in achieving business success through transparent and efficient financial support.

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A professional HVAC technician smiling and shaking hands with a Mulah representative, symbolizing a successful funding partnership. The background shows a modern HVAC company office.

Unlock Your Business Potential with Mulah's Funding Solutions

Mulah provides HVAC businesses with tailored funding solutions designed to fuel growth and efficiency. Experience streamlined processes, competitive rates, and flexible terms that empower you to seize opportunities and overcome financial hurdles. Discover how Mulah can transform your business today.

A professional HVAC technician is reviewing a detailed project plan on a tablet, showcasing the strategic use of Mulah funding for project execution and planning.

Strategic Project Planning

With Mulah's funding, HVAC businesses can strategically plan and execute projects, ensuring timely completion and optimal resource allocation. Improve your project outcomes and client satisfaction.

An HVAC business owner is confidently shaking hands with a Mulah representative, symbolizing a successful partnership and access to reliable funding.

Reliable Partnership

Mulah offers HVAC businesses a reliable partnership, providing consistent access to funding and expert support. Build a strong financial foundation and achieve long-term success with Mulah.

A modern HVAC system is being installed in a commercial building, highlighting the use of Mulah funding for upgrading equipment and expanding service capabilities.

Equipment Upgrades

Upgrade your equipment and expand your service capabilities with Mulah's flexible funding options. Stay competitive in the HVAC industry and deliver top-notch services to your clients.

Explore Tailored Funding Solutions for Your HVAC Business Needs

At Mulah, we understand the unique financial demands of HVAC businesses. Whether you’re looking to upgrade equipment, manage working capital, or expand your operations, we offer a range of funding solutions designed to meet your specific needs. Our flexible options and competitive rates ensure you can access the capital you need to thrive in today’s market.

A modern HVAC technician using advanced diagnostic tools on a commercial HVAC system, showcasing equipment upgrade possibilities.

Equipment Financing

Upgrade to the latest energy-efficient systems with our equipment financing options. Stay competitive and reduce operational costs with new, reliable technology. Get pre-approved today!

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Working Capital Solutions

Manage day-to-day expenses, cover seasonal fluctuations, and ensure smooth operations with our flexible working capital solutions. Access funds quickly and efficiently. Apply now!

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Expansion Funding

Take your HVAC business to the next level with our expansion funding options. Open new locations, hire more staff, and increase your market reach. Contact us to explore your options!

Frequently Asked Questions

Find answers to common questions about HVAC business funding and how Mulah can support your growth.

What types of funding are available for HVAC businesses?

We offer flexible funding options tailored to HVAC contractors’ needs, including working capital and growth capital.

How quickly can I access funding?

Our streamlined process allows you to receive funds within a few days of application approval.

Is there a minimum credit score requirement?

We evaluate applications based on overall business health, not just credit scores, making funding accessible to many HVAC businesses.

Grow Your HVAC Business Today

Secure the funding you need to expand, upgrade equipment, and increase your customer base with ease.

Apply Now

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1 (877) 81-MULAH

*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.