Your Furniture Store's Potential

Ready to take your furniture store to the next level? Mulah provides the funding you need to expand your inventory, enhance your showroom, and boost your marketing efforts. Don’t let financial constraints hold you back – discover the possibilities with Mulah.

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Empowering Your Furniture Retail Growth

At Mulah, we understand the unique challenges faced by furniture retailers. Our tailored funding solutions help you expand, manage inventory, and boost sales with confidence and ease, ensuring your store thrives in a competitive market.

funding for furniture stores

150 $

growth capital

50 $

retail expansion

10 $

inventory management

100 $

A furniture store owner smiling and shaking hands with a Mulah representative, symbolizing a successful funding partnership.

How It Works: Simple and Fast Funding

Apply Online

Fill out our simple online application form. It only takes a few minutes.

Get Approved

Our team reviews your application quickly. Receive a decision within hours.

Receive Funding

Once approved, funds are deposited directly into your account. Fast and easy.

A furniture store owner reviewing inventory options on a tablet, showcasing the need for working capital to manage stock effectively.

Working Capital Solutions

Manage your inventory and day-to-day operations with flexible working capital. Keep your shelves stocked and your business running smoothly.

A delivery truck loaded with furniture, symbolizing the need for financing to expand delivery capabilities and reach more customers.

Expansion Funding

Grow your furniture store with expansion funding. Open new locations, expand your product line, and reach new customers with ease.

Inventory Financing

Keep your showroom fresh and appealing with inventory financing. Offer the latest styles and trends to attract more customers and boost sales.

A furniture store owner analyzing sales data on a laptop, illustrating the need for strategic funding to optimize business performance and profitability.

Strategic Growth Funding

Optimize your business strategy with growth funding. Invest in marketing, technology, and personnel to drive long-term success and profitability.

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Frequently Asked Questions

Find answers to common questions about our funding services for furniture stores and how we can support your business growth.

What types of funding do you offer for furniture stores?

We provide flexible funding options like working capital lines of credit and term loans tailored for furniture retailers.

How quickly can I access funding?

Our streamlined process allows you to receive funding within a few days after approval.

Is there a minimum credit score requirement?

We evaluate applications based on overall business health; specific credit score requirements may vary.

Get Funded Today

Unlock the capital your furniture store needs to grow and succeed with quick, flexible funding options tailored for your business.

Apply Now

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1 (877) 81-MULAH

*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.