Unlock Your Center's

Discover how Mulah can help your child care center thrive. Access the necessary capital to enhance your facilities, invest in staff development, and provide an even better learning environment for the children in your care. We provide flexible funding solutions tailored to your unique needs. Our focus is on Child Care Business Funding to support your growth.

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Child Care Business Funding: Fueling Your Center's Growth

At Mulah, we are committed to supporting child care centers with flexible funding options that help you expand, improve, and succeed. Our mission is to be your trusted partner in navigating the financial landscape, ensuring your business thrives in a competitive environment.

Empowering Child Care Providers for Growth

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Discover Why Child Care Centers Trust Mulah for Their Funding

Child care centers choose Mulah because we understand the unique financial challenges and opportunities in the industry. We offer tailored funding solutions with flexible terms, quick approval processes, and dedicated support to help your center thrive. Partner with Mulah and experience the difference that industry expertise makes.

A brightly lit and cheerful child care center classroom with children engaged in various activities, symbolizing a thriving and well-funded educational environment.

Flexible Funding Options

We provide funding solutions tailored to the specific needs of child care centers, offering flexible repayment terms and competitive rates to support your growth.

A professional advisor consulting with a child care center director, reviewing financial documents and discussing funding strategies in a modern office setting.

Quick Approval Process

Our streamlined application and approval process ensures you receive the funding you need quickly, allowing you to focus on providing quality care and education to children.

A diverse group of child care professionals attending a workshop or training session, emphasizing Mulah's commitment to supporting the industry's growth and development.

Industry Expertise

With years of experience in the child care sector, we understand the unique challenges and opportunities you face, providing expert guidance and support every step of the way.

Explore Flexible Funding Options Tailored for Your Child Care Center

At Mulah, we understand the unique financial needs of child care centers. That’s why we offer a range of flexible funding solutions designed to support your center’s growth and stability. From working capital to expansion projects, discover the options that best fit your needs and empower you to provide exceptional care.

A brightly lit, modern child care center classroom with children engaged in various activities, symbolizing a thriving and well-funded educational environment.

Working Capital Solutions

Maintain smooth operations with our working capital options. Cover day-to-day expenses, purchase supplies, and manage payroll efficiently, ensuring your center always runs smoothly and effectively.

An architect's rendering of a new, state-of-the-art child care facility, showcasing expansion and improvement possibilities.

Expansion and Renovation

Expand your facilities or renovate existing spaces to create a more engaging and enriching environment for children. Our funding can help you build the center of your dreams, attracting more families.

A group of smiling child care center staff members participating in a professional development workshop, highlighting the importance of training and development.

Training and Development

Invest in your staff's professional growth with our funding options for training and development. Enhance the quality of care you provide and attract top talent to your center, improving overall outcomes.

Get Funded in Three Simple Steps

At Mulah, we understand that time is of the essence. Our streamlined funding process is designed to get you the capital you need quickly and efficiently, so you can focus on what matters most: providing quality care for children.

Funding Options for Child Care Business Industry

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Frequently Asked Questions

Find answers to common questions about our funding options and process for child care providers.

What types of funding are available for my child care center?

We offer flexible working capital solutions tailored for child care businesses, including lines of credit and term funding.

How quickly can I access funding?

Our streamlined application process allows you to receive funds within a few days of approval.

What are the eligibility requirements?

Eligibility is based on your business revenue, credit profile, and operational history in the child care industry.

Apply for Funding Today

Complete our simple form to quickly submit your funding request and take the next step in growing your child care business.

Start Your Application

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1 (877) 81-MULAH

*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.