Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, flexible, bank-free business funding throughout California no credit checks, no collateral, no banking hurdles. Whether you’re running a tech startup in San Francisco, managing a logistics fleet in Los Angeles, or scaling a farming operation in Fresno, our capital solutions are designed to match your revenue cycles and operational goals.

We proudly serve all 58 counties in California, powering industries from entertainment and technology to agriculture, logistics, and manufacturing. With same-day approvals, performance-based repayments, and capital tailored to your sector, Mulah.com is California’s trusted partner for working capital, equipment funding, and expansion advances.

California's Core Business Sectors We Proudly Support and Fund

California’s economy is the largest in the U.S. and the fifth largest in the world. At Mulah.com, we support diverse sectors driving the Golden State:

Technology, Startups & Innovation

California is the epicenter of global tech. We provide funding for startups, SaaS providers, and emerging innovators in Silicon Valley and beyond.

Entertainment, Media & Creative Industries

From Hollywood studios to independent production companies, we fund entertainment ventures managing tight schedules, marketing pushes, and rapid expansions.

Agriculture, Food Processing & Wine Production

California supplies much of the nation’s produce and wine. We fund farming operators, processors, and equipment-based businesses across the Central Valley and Napa regions.

Why California Businesses Choose Mulah.com

California’s dynamic markets and competitive industries require funding solutions built for speed and flexibility:

Same-day approvals – Fast-track funding in as little as 24–48 hours
Revenue-based approvals – Credit score is not a barrier
Zero collateral required – Maintain full control of your assets
Statewide coverage – From Bay Area startups to rural agribusinesses
Industry-aligned products – Tailored funding for tech, agriculture, entertainment, logistics, and more

Whether you’re developing software in Palo Alto or running a boutique hotel in Santa Barbara, Mulah.com empowers California businesses to scale sustainably.

Major Cities and Economic Zones Served

Mulah.com proudly funds businesses across California, including:

Los Angeles – Entertainment, logistics, retail, tech
San Francisco – Startups, finance, SaaS, creative agencies
San Diego – Tourism, biotech, healthcare, and military contractors
Sacramento – State government contractors, agriculture, and services
San Jose – Silicon Valley tech, startups, and innovation hubs
Fresno, Oakland, Long Beach, Santa Ana, Riverside – Logistics, agriculture, retail, and small business economies

All 58 counties in California are eligible for Mulah.com funding. Get the funding you need today from Mulah.com.

Explore Our Capital Solutions Built for California Businesses

Mulah.com provides flexible funding solutions built to match California’s fast-paced, innovation-driven markets.

Emergency Bridge Funding & Seasonal Stability

California’s businesses face unique challenges, from wildfire disruptions to shipping delays and late receivables. Our bridge funding ensures continuity during unexpected events and seasonal downturns. This solution is especially popular with tourism providers, entertainment production companies, and logistics operators managing cash flow gaps.

Working Capital for Growth, Payroll & Expansion

Growth takes capital, and our unrestricted working capital solutions empower you to invest where it matters most. Hire talent for scaling your operations, open new locations, upgrade business systems, or launch products into new markets all while maintaining financial flexibility.

Revenue-Based Advances

Our revenue-based advances offer quick, unsecured capital tied directly to your business’s performance. Perfect for SaaS providers scaling rapidly, freight companies expanding routes, or retail chains preparing for seasonal peaks, this product adjusts repayments according to real revenue. Use it to cover payroll, launch marketing campaigns, purchase inventory, or invest in equipment all without fixed repayment pressures.

California Business Facts & Economic Identity

Nickname: The Golden State

Small Business Stats: Over 4.2M small businesses employing 7.3M+ Californians (U.S. SBA)
Top Resources: Technology, wine, agriculture, renewable energy, ports, entertainment
Top Industries: Technology, entertainment, logistics, agriculture, tourism, green energy
Business Climate: Global innovation hub, diverse workforce, major export leader, and thriving regional economies

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

How quickly can I get funded in California?

Approvals are typically issued within 24–48 hours.

Do you support startups and tech innovators?

Absolutely. we fund businesses at every stage, from early growth to scaling.

Is good credit necessary to qualify?

No. Funding approvals are based on your revenue and operations, not credit scores.

Can I use the funding for expansion or hiring?

Yes, our capital is unrestricted and built to support your goals.

Find Mulah By Industry

Apply for California Funding Today

If you're a California business ready to grow, stabilize, or seize new opportunities, Mulah.com is your trusted statewide funding partner.

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.