Fueling Growth, One Entrepreneur at a Time

At Mulah.com, we deliver rapid, frictionless Texas Business Funding and capital to companies across Texas without banks, credit checks, or collateral. Whether you’re running a trucking operation in Dallas, scaling a construction company in Houston, or managing a rural repair shop in East Texas, our capital solutions are designed around your business revenue and built to move at your speed.

We serve all 254 counties in Texas, from high-volume metros like Austin and San Antonio to small towns across the Hill Country, Panhandle, Gulf Coast, and West Texas. With same-day approvals and flexible terms, Mulah.com is the trusted partner for Texas businesses seeking working capital, emergency funding, equipment advances, and seasonal support.

Texas Industries We Proudly Fund and Fuel

Texas is an economic powerhouse with more small businesses than any other U.S. state. At Mulah.com, we actively support the industries that keep Texas running strong, from energy and logistics to agriculture and hospitality.

Retail, E-Commerce & Service Sector

Whether you run a boutique in Austin, a restaurant in San Antonio, or an online business shipping from Lubbock, we fund small businesses in every part of the consumer economy. Inventory, marketing, staffing, and expansion we’ve got you covered.

Construction & Skilled Trades

Texas cities are expanding fast, and builders are leading the charge. We provide capital for contractors, subcontractors, electricians, HVAC teams, plumbers, and independent tradespeople. Whether you're starting a new project, covering materials, or ramping up your workforce, we fund it quickly and without red tape.

Oil, Gas & Industrial Services

Energy remains a dominant force in Texas. Mulah.com supports oilfield services, pipeline operators, fabrication shops, and industrial contractors with working capital and project bridge funding across Houston, Midland, Odessa, and beyond.

Understanding Texas Business Funding Options

Texas businesses operate on speed, scale, and grit. You can’t afford to wait for a banker’s approval or get held back by outdated underwriting models. Mulah.com is purpose-built for:

Why Texas Businesses Choose Mulah.com

Same-day approvals – Fast funding without paperwork pileups
No credit score requirements – We fund based on business performance, not personal credit
Flexible repayment – Based on business revenue, not fixed schedules
Rural and urban coverage – We serve Dallas and Dumas alike
Industry-specific support – Programs tailored to Texas markets: oil, construction, logistics, retail, agriculture

Whether you’re driving freight from Laredo to El Paso or running a roofing crew in Waco, our capital adapts to your needs not the other way around.

Major Regions and Cities We Serve

Mulah.com provides funding across the entire Lone Star State, including:

Dallas–Fort Worth – Construction, logistics, e-commerce
Houston – Energy, manufacturing, transport, blue-collar services
San Antonio – Food service, contractors, hospitality
Austin – Tech, creative services, professional growth industries
El Paso – Cross-border logistics, manufacturing, local retail
Corpus Christi, Lubbock, Midland–Odessa, Amarillo, Tyler, Waco, McAllen – Regional business hubs for agriculture, trades, and resource-based industries

We fund all 254 counties in Texas, from major metros to rural regions and everything in between.

Explore Our Capital Solutions Built for Texas Businesses

We don’t just fund businesses, we empower them. Our capital programs are designed to help Texas businesses grow, recover, and scale with flexibility and speed.

Revenue-Based Advances

Get funding based on your business income with repayments structured to match your real-time revenue flow. No bank statements or hard credit inquiries required.

Working Capital for Expansion & Payroll

Open a new location, hire skilled labor, purchase bulk inventory, or fulfill a big contract we give you the working capital to move forward without delay.

Equipment-Backed or Asset-Informed Advances

Tap into your equipment, receivables, or other business-owned assets to unlock cash without sacrificing control or equity.

Texas Business Facts & Economic Identity

Nickname: The Lone Star State

Small Business Stats: Over 3.2 million small businesses employing 4.9 million Texans (U.S. SBA)
Top Natural Resources: Oil, natural gas, cattle, cotton, timber, wind energy
Top Industries: Energy, construction, transportation, technology, agriculture, healthcare, hospitality
Business Environment: No corporate income tax, low regulatory burden, pro-growth legislative support, one of the strongest economies in the U.S.

Funding Options for Texas Business Funding

Frequently Asked Questions

Find answers to common questions about our Texas Business Funding process, eligibility, and service features.

How fast can I get capital in Texas?

Our approval process typically takes less than 48 hours. Funds are delivered shortly after finalization.

Do I need a business credit score?

No. We evaluate your business based on real revenue not a credit bureau number.

Can I use the funds to pay contractors or suppliers?

Yes. Use the capital for payroll, materials, expansion, compliance, marketing, or emergencies.

Do you serve rural Texas counties?

Yes, we provide funding to businesses in every corner of Texas, including rural towns, border communities, and agricultural regions.

Find Texas Business Funding By Industry

Apply for Texas Business Funding Today

If you're ready to take your Texas business to the next level, Mulah.com is your reliable, rapid-response funding partner. We know how Texas works and we’re here to help you work even harder.

Apply Now

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.