Fueling Growth, One Business at a Time

Most approvals are issued within 24–48 hours, and once approved, funds are typically available within 1–2 business days. There’s no credit pull or long bank process just a simple, performance-based review of your business revenue.

No. We never base funding decisions on credit scores. Instead, we look at your business’s cash flow and consistency. Many Rhode Island business owners who were denied by banks or credit unions qualify easily through Mulah.com.

Yes. Our funds are completely unrestricted for business use. Many businesses use them for payroll, marketing, seasonal restocks, or vendor prepayments. Whether you’re hiring new team members or launching a new campaign, our capital helps you act fast.

Absolutely. Rhode Island’s marine economy is a core part of the state’s identity, and we proudly support seafood processors, fishing companies, boat repair shops, dockside vendors, and tour operators along the coast. We understand your cash flow patterns and seasonal peaks.

Yes. From coffee shops and boutiques in downtown Providence to salons and service providers across suburban areas, we fund local businesses of all types. Our capital can help you upgrade equipment, restock inventory, and invest in promotions to attract more customers.

No. We fund across all five Rhode Island counties including small towns and coastal communities like Bristol, Westerly, and Block Island. Mulah.com supports urban and rural operators alike.

No. All our advances are unsecured, which means you don’t have to risk your property, vehicles, or equipment. Your approval is based on revenue, not collateral.

Yes. In fact, many of our Rhode Island clients are seasonal operators. We specialize in funding models that align repayment with your busy and slow seasons, helping you stay cash-positive all year long.

Yes. If you’ve been operating for several months and have steady revenue, you may qualify. Many young or expanding businesses use our funding to stabilize cash flow, grow their team, or expand to new markets.

Yes. If you own several LLCs or DBAs generating revenue, we can fund them individually or collectively, depending on your structure. This is ideal for serial entrepreneurs or multi-location owners.

Repayments are automatically aligned to your revenue cycles. When business is brisk, you repay more. During slower periods, your payments decrease, keeping your cash flow balanced and predictable.

Almost none. We serve nearly every type of legal business in Rhode Island. If you generate consistent business revenue, you’re likely eligible for Mulah.com capital.