Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, flexible, Minnesota business funding for entrepreneurs across Minnesota. Whether you’re running a grain farm in Rochester, managing a medical device company in Minneapolis, or operating a resort on Lake Superior, our capital solutions are built around your revenue not your credit score. That means no collateral, no delays, and no banking roadblocks.

We proudly serve all 87 Minnesota counties, supporting industries that define the North Star State: agriculture, medical devices, healthcare, technology, tourism, retail, and logistics. With same-day approvals, repayment terms that flex with seasonal cycles, and funding tailored to your industry, Mulah.com is Minnesota’s trusted partner for working capital, bridge funding, and long-term growth.

Minnesota’s Core Business Sectors We Proudly Support and Fund

Minnesota’s economy blends traditional agriculture with high-tech innovation. Mulah.com provides capital solutions designed for the state’s diverse industries:

Agriculture, Dairy & Food Production

Minnesota is one of America’s leading producers of corn, soybeans, hogs, and dairy. We fund farms and processors with capital for planting, harvesting, feed, equipment, and seasonal staff. From grain growers in southern Minnesota to dairy producers in central counties, Mulah.com helps stabilize cash flow during seasonal swings.

Medical Devices, Healthcare & Life Sciences

Home to global medical device leaders and Mayo Clinic, Minnesota’s healthcare and biotech sectors thrive on innovation. We provide funding for startups, device manufacturers, and clinics to cover R&D, payroll, compliance, and expansion projects.

Tourism, Hospitality & Recreation

From summer resorts on the lakes to winter ski lodges and cabins, Minnesota’s tourism industry is highly seasonal. We fund hotels, restaurants, event venues, and resorts with capital for marketing, staffing, and renovation.

Understanding Minnesota Business Funding Options

Minnesota entrepreneurs from family farms to Fortune 500 suppliers need flexible capital to navigate seasonal, industrial, and market shifts. Mulah.com delivers:

Why Minnesota Businesses Choose Mulah.com

Same-day approvals – Fast funding decisions in 24–48 hours
Revenue-first lending – No credit checks, no collateral
Statewide reach – From the Twin Cities to the Iron Range
Industry-matched funding – Designed for agriculture, healthcare, tourism, and tech
Flexible repayment – Aligned with business revenue cycles

From grain elevators in the south to medtech labs in Minneapolis and resorts up north, Mulah.com keeps Minnesota businesses funded and growing.

Major Cities and Economic Zones Served

We proudly serve businesses across Minnesota’s regions:

Minneapolis & St. Paul (Twin Cities) – A hub for healthcare, medtech, finance, and retail. We fund startups, manufacturers, and service firms here.
Rochester – Home to Mayo Clinic and a thriving healthcare economy. We provide capital for clinics, biotech firms, and supporting businesses.
Duluth – Port-driven logistics, shipping, and tourism along Lake Superior. We support transport operators, hotels, and local services.
St. Cloud & Mankato – Regional centers for manufacturing, agriculture, and small businesses.
Southern Minnesota (Austin, Owatonna, Albert Lea) – Strong agricultural base with food production and logistics. We fund farms, processors, and distribution companies.
Iron Range (Hibbing, Virginia, Grand Rapids) – Mining, forestry, and tourism-driven economies. We provide capital to contractors, retailers, and tourism operators.

All 87 counties in Minnesota are eligible for Mulah.com Minnesota Business Funding.

Explore Our Capital Solutions Built for Minnesota Businesses

Our funding products are designed to match Minnesota’s cycles from planting seasons and winter tourism to medical device contracts and manufacturing growth.

Emergency Bridge Funding & Seasonal Stability

Minnesota businesses often face challenges like weather disruptions, contract delays, and seasonal downturns. Our bridge funding keeps farms stable during planting gaps, resorts covered during off-seasons, and manufacturers afloat while awaiting receivables.

Working Capital for Growth, Payroll & Expansion

Growth demands reinvestment. Our working capital solutions allow Minnesota businesses to hire staff, expand facilities, or purchase equipment. Whether it’s a manufacturer in St. Cloud scaling production, a Rochester healthcare provider adding staff, or a retail shop in the Twin Cities opening a second location, Mulah.com delivers unrestricted funding that adapts to your priorities.

Revenue-Based Minnesota Advances

Revenue-based advances provide Minnesota operators with fast access to capital tied to actual earnings. A farm in southern Minnesota can use it for seed and fertilizer, a medtech company in Minneapolis can cover payroll while awaiting a grant, and a Duluth hotel can prepare for tourist season. Repayments flex with revenue, protecting businesses during off-peak periods.

Minnesota Business Facts & Economic Identity

Nickname: The North Star State

Small Business Stats: Over 530,000 small businesses employing 1.3 million+ Minnesotans (U.S. SBA)
Top Resources: Corn, soybeans, dairy, iron ore, timber, medical technology
Top Industries: Agriculture, healthcare, medical devices, manufacturing, tourism, logistics
Business Climate: Strong mix of global innovation and rural stability, anchored by Fortune 500 companies and family-owned enterprises

Funding Options for Minnesota Business Funding

Frequently Asked Questions

Find answers to common questions about our Minnesota Business Funding process, eligibility, and service features.

Do you fund Minnesota farms and agricultural operators?

Yes. We fund grain, dairy, and livestock farms along with processors and distributors.

Can medtech and healthcare companies in Minnesota qualify?

Absolutely. We provide capital for startups, clinics, device manufacturers, and biotech firms.

How fast can Minnesota businesses receive funding?

Most approvals occur within 24–48 hours, with funds released shortly after.

Do you require collateral or strong credit scores?

No. Our approvals are based on revenue, not credit, and require no collateral.

Do you fund tourism and hospitality businesses?

Yes. We provide seasonal and bridge capital for resorts, hotels, and restaurants statewide.

Is Mulah.com funding flexible for seasonal businesses?

Yes. Our repayment terms flex with revenue, making it ideal for farming, tourism, and retail operators.

Do you support manufacturers and logistics firms in Minnesota?

Yes. We fund factories, trucking fleets, and warehouses with capital for payroll, compliance, and growth.

Can Mulah.com funding be used for payroll, expansion, and repairs?

Yes. Many Minnesota operators use our capital for payroll, equipment upgrades, and expansion projects.

Find Minnesota Business Funding By Industry

Apply for Minnesota Business Funding Today

If you’re a Minnesota business owner ready to grow, stabilize, or expand, Mulah.com is your trusted partner across the North Star State.

Apply Now

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.