FAQ
This page will address frequently asked questions about Mulah’s services, products, and processes. It should provide clear and concise answers to common inquiries, helping users make informed decisions about using the platform.
Common Questions And Answers
What is Mulah Capital and how is it different from a traditional lender?
Mulah Capital is a modern funding partner that uses AI to offer personalized financial solutions — even when traditional banks say no. We provide fast, flexible options like hard money loans, HELOCs, and ERTC funding for individuals and businesses that don’t meet conventional criteria.
Who can apply for funding through Mulah Capital?
We work with a wide range of clients including real estate investors, entrepreneurs, small business owners, and individuals who may not qualify through traditional banks. If you have a funding need, we have a solution.
What types of funding do you offer?
Mulah Capital offers hard money loans, business and personal HELOCs, bridge loans, and ERTC advances — all with fast approvals and minimal red tape.
How fast can I get approved?
Most applicants receive a pre-approval decision within 24–48 hours. Our AI system accelerates the process by instantly analyzing your situation to match you with the best solution.
What credit score is required?
We don’t rely solely on credit scores. Our approval decisions are based on the full picture including income potential, assets, and business performance.
Is there a minimum or maximum funding amount?
We fund deals from as little as $10,000 to over $5 million, depending on the loan type and your qualifications.
How is your process different from banks?
Banks rely on rigid, outdated models. We use advanced technology and human insight to move quickly, think flexibly, and say yes when others won’t.
Do you require collateral?
For certain loan types, like hard money or HELOCs, we may require collateral such as real estate. We’ll walk you through what’s needed based on your specific case.
What fees or costs are involved?
We believe in full transparency. Fees vary by loan type, but all terms are disclosed clearly upfront no surprises, ever.
How do I get started?
Simply fill out our quick online application. Our system will analyze your profile instantly, and one of our funding experts will follow up with personalized options.
