Fueling Growth, One Business at a Time

At Mulah.com, we deliver fast, flexible, bank‑free business funding to entrepreneurs across North Dakota. Whether you’re operating an oilfield services company in Williston, managing a large grain farm in Grand Forks, or running a local retail or service business in Fargo, our capital solutions align with your revenue not your credit. No collateral, no delays, no banking bottlenecks.

We serve all 53 North Dakota counties, supporting industries that power the Peace Garden State: energy and oil & gas, agriculture and agribusiness, food processing, manufacturing, logistics, healthcare, tourism, and community businesses. With same‑day approvals, repayment terms that flex with seasonal cycles, and funding tailored to your sector, Mulah.com is North Dakota’s trusted partner for working capital, emergency bridge funding, and long-term growth capital.

North Dakota’s Core Business Sectors We Proudly Support and Fund

North Dakota’s economy blends resource extraction with agriculture, emerging manufacturing, and rural services. Mulah.com tailors capital solutions to:

Energy, Oil & Gas & Resource Services

North Dakota is one of America’s leading oil producers, thanks to the Bakken and related formations. Companies supporting drilling, completion, pipeline services, equipment logistics, and maintenance need reliable, fast capital to operate in volatile markets. We fund energy contractors, service firms, and suppliers to help meet crew mobilization, compliance costs, crew housing, and project expansion all without requiring collateral.

Manufacturing, Machinery & Industrial Services

Manufacturers and industrial service providers across North Dakota produce farm machinery, durable goods, repair services, and machinery parts. We fund manufacturers with working capital for raw materials, contract deadlines, upgrades, and workforce expansion. By helping keep production lines flowing, we support local manufacturing ecosystems.

Tourism, Recreation & Community Businesses

Outdoor recreation (hunting, fishing, state parks), cultural festivals, and small-town tourism contribute meaningfully to local economies. We fund lodges, hospitality businesses, restaurants, outfitters, and event operators with seasonal capital to prepare for peak demand and cover off-season gaps.

Why North Dakota Businesses Choose Mulah.com

Operating in North Dakota means dealing with weather extremes, commodity volatility, and remote logistics. Mulah.com provides capital built around those realities:

Same-day approvals — Quick capital, no waiting
Revenue-first decisions — No credit checks, no collateral
Statewide reach — Serving from Fargo to Williston, Grand Forks to Minot
Sector-specific capital — Tailored for energy, agriculture, manufacturing, and logistics
Flexible repayment — Terms that align with your cash flow and seasonal cycles

Whether you’re managing a drilling crew in the west, a grain elevator in the east, or a shop in the Red River Valley, business owners rely on Mulah.com for capital that works in practice.

Major Cities and Economic Zones Served

We fund businesses across North Dakota’s economic corridors:

Fargo / Moorhead — The state’s largest metro area, anchored by commerce, technology, retail, education, and healthcare. We support local firms, distribution, logistics, and service industries here.
Williston / Bakken Region — Oil-field heartland with high capital demand. We support energy service providers, drilling operators, mechanical contractors, and support services.
Bismarck / Mandan — The capital region, with government, professional services, contractors, and local commerce. We fund SMEs, service firms, and local projects.
Grand Forks / East — Farming, food processing, and education hub. We support farm operations, processors, and retail/service firms.
Minot, Dickinson, Jamestown, Fargo suburbs — Regional centers where manufacturing, agriculture, energy, and services intersect.
Rural & Frontier Areas — From the plains and fields to remote service towns, Mulah.com supports rural businesses in every county.

All 53 counties in North Dakota are eligible for Mulah.com funding.

Explore Our Capital Solutions Built for North Dakota Businesses

Our financial products are built to align with North Dakota’s cycles whether tied to oil contracts, harvests, seasonal tourism, or industrial cycles.

Emergency Bridge Funding & Seasonal Stability

Delays, harsh winters, contract hitches, or seasonal lulls can disrupt cash flow. Our bridge capital helps crops wait out weather delay, energy firms withstand contract gaps, and lodging/tourism operations handle offseason operations without shutting down.

Working Capital for Growth, Payroll & Expansion

Growth demands backing. Whether you’re expanding a processing facility, hiring medical staff, outfitting a new shop, or launching a new logistics route, our working capital is unrestricted. You can use it for payroll, supplies, marketing, expansion costs, or staffing wherever you need it.

Revenue-Based North Dakota Advances

These advances let you draw capital tied to your actual revenue. A farmer in the Red River Valley can prepay for seed and labor, an energy firm in Williston can mobilize crews before contract payments, and a retail business in Bismarck can stock for seasonal demand. Repayments flex with your business revenue, making them sustainable during leaner months.

North Dakota Business Facts & Economic Identity

Nickname: The Peace Garden State

Agriculture Impact: Agriculture generates over $41.3 billion in business volume statewide.
Natural Resources: Oil & gas (Bakken), coal, wind, minerals
Top Industries: Energy, agriculture, food processing, manufacturing, logistics, services
Economic Traits: Volatile commodity cycles, strong rural communities, remote operations, capital-intensive sectors

Frequently Asked Questions

Find answers to common questions about our funding process, eligibility, and service features.

Do you fund oilfield and energy service companies in North Dakota?

Yes. We support drilling contractors, service firms, pipeline operators, and support companies with capital for crews, deployment, compliance, and growth.

Can farms and agricultural operations qualify?

Absolutely. We provide funding to grain growers, livestock operations, seed suppliers, and ag-service firms across the state.

How fast can I get funding in North Dakota?

Most approvals are made in 24–48 hours, with funds typically available soon after approval.

Do you require collateral or excellent credit?

No. We evaluate based on business revenue, not personal credit, and don’t require assets as collateral.

Do you fund food processing and agricultural supply businesses?

Yes. We support processors, milling plants, packing operations, and ag-supply firms to meet demand and scale operations.

Is your funding flexible for seasonal or volatile businesses?

Yes. Repayment schedules adjust with revenue, which is ideal for harvest cycles, tourism, and commodity markets.

Can funding cover payroll, equipment, and expansion costs?

Yes. Businesses frequently use capital for hiring, capital expenditures, equipment upgrades, and expansion.

Do you serve rural or remote towns in North Dakota?

Yes. Our funding extends statewide, even into remote oil and farm communities.

Find Mulah By Industry

Apply for North Dakota Funding Today

If you’re a North Dakota business owner ready to grow, stabilize, or expand, Mulah.com is your trusted partner across the Peace Garden State.

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*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.