Fueling Growth, One Business at a Time

At Mulah.com, we provide fast, flexible, Hawaii Business Funding, no credit checks, no collateral, and no long waits. Whether you’re operating a tour company in Maui, managing a construction crew on Oahu, or running a farming business on the Big Island, our capital solutions are built to reflect your revenue cycles and island-specific challenges.

We proudly serve all 5 counties of Hawaii, delivering funding to a broad range of businesses across tourism, agriculture, logistics, healthcare, trades, and retail. With same-day approvals and repayment terms tailored to your seasonality, Mulah.com is Hawaii’s trusted partner for working capital, bridge funding, and asset-based advances.

Hawaii's Core Business Sectors We Proudly Support and Fund

Hawaii’s economy is deeply rooted in natural beauty, hospitality, agriculture, and localized commerce. At Mulah.com, we proudly provide capital for key industries across the islands:

Tourism, Travel & Experience-Based Businesses

Tourism is the backbone of Hawaii’s economy. We fund hotels, tour operators, activity providers, and local businesses serving tourists with capital for staffing, transportation, upgrades, and seasonal cash flow stabilization.

Agriculture, Aquaculture & Food Production

From tropical fruits and taro farms to aquaculture and coffee growers, we fund agricultural operators needing support during planting, harvest, or equipment repair cycles.

Retail, Local Shops & Franchise Locations

We provide flexible capital for Hawaii’s independent boutiques, general stores, food trucks, cafes, and franchise businesses in need of inventory, marketing, or renovation funding.

Understanding Hawaii Business Funding Options

Hawaii’s geographic uniqueness and seasonal volatility demand financial partners who understand local business challenges. Mulah.com is designed to meet that need:

Why Hawaiian Businesses Choose Mulah.com

Same-day approvals – Fast-track funding in as little as 24–48 hours
Revenue-based approvals – Credit score is not a barrier
Zero collateral required – Maintain full control of your assets
Island-wide reach – Serving all 5 counties, including remote and underserved regions
Tailored for island industries – Built to serve tourism, trades, agriculture, retail, and logistics

From Honolulu to Hilo, Mulah.com supports Hawaii’s hardworking operators with capital that adjusts to your business.

Major Cities and Island Regions Served

We provide funding across Hawaii’s major population and commercial centers:

Honolulu (Oahu) – Tourism, trade, logistics, restaurants, professional services
Hilo (Big Island) – Agriculture, equipment services, and rural commerce
Kailua-Kona (Big Island) – Tour operators, farming, energy, retail
Kahului (Maui) – Transportation, resorts, franchise shops, and food businesses
Lihue (Kauai) – Small business hubs, trade work, and tourism support

All counties including Hawaii, Honolulu, Kauai, Maui, and Kalawao are eligible for Hawaii Business Funding. Get the funding you need today from Mulah.com.

Explore Our Capital Solutions Built for Hawaii Businesses

Mulah.com offers funding tools tailored to Hawaii’s seasonal economy and unique business climate.

Emergency Bridge Funding & Seasonal Support

Weather delays, tourist cancellations, or shipping disruptions can create unexpected gaps in revenue. Our bridge capital is designed to help you cover those gaps without missing payroll or slowing operations. This solution is ideal for farms, resorts, and service-based operators needing fast relief.

Working Capital for Growth, Payroll & Expansion

From launching a second boat tour to expanding a local café or upgrading delivery operations, our working capital products help Hawaii’s business owners grow with confidence. Use funds to hire new staff, invest in infrastructure, or meet supplier demand during high season.

Revenue-Based Hawaii Advances

Our revenue-based funding aligns with your real business performance. Whether you're preparing for tourist season or investing in upgrades ahead of a major contract, we help you access working capital with flexible repayment terms that move with your cash flow. Use it for payroll, marketing, repairs, or seasonal inventory with confidence.

Hawaii Business Facts & Economic Identity

Nickname: The Aloha State

Small Business Stats: Over 135,000 small businesses employing 275,000+ people (U.S. SBA)
Top Resources: Tropical crops, aquaculture, tourism infrastructure, clean energy, cultural arts
Top Industries: Tourism, agriculture, trades, logistics, marine services, clean energy, retail
Business Climate: Tourism-dependent economy, strong local entrepreneurship, import-reliant supply chains, unique logistical requirements across islands

Funding Options for Hawaii Business Funding

Frequently Asked Questions

Find answers to common questions about our Hawaii Business Funding process, eligibility, and service features.

How quickly can I get funded in Hawaii?

We typically issue approvals within 24–48 hours, with fast fund disbursement.

Can I qualify if I operate seasonally?

Yes. Our funding is designed to support seasonal and cyclical income models.

Do you fund across all islands?

Yes. We provide capital solutions for all counties and islands in Hawaii.

Can I use the funding for payroll, repairs, or growth?

Absolutely. Our capital is unrestricted and built to help you grow and stabilize.

Find Hawaii Business Funding By Industry

Apply for Hawaii Business Funding Today

If you’re a Hawaii-based business ready to grow, stabilize, or adapt to demand, Mulah.com is your trusted local funding partner.

Apply Now

Company

Products

Industries

Contact

1 (877) 81-MULAH

*Disclaimer – Mulah.com

Same-day funding may be available in select states for advances up to $100,000. Applications completed and approved before 10:30 a.m. ET, Monday through Friday (excluding bank holidays), are typically funded by 5 p.m. local time the same day. Applications finalized after 10:30 a.m. ET, or on weekends/holidays, generally provide capital within 2–3 business days.

Certain industries are ineligible for capital programs (see restricted industry list). Additionally, Mulah.com does not currently provide funding to businesses located in North Dakota. Other underwriting criteria may apply.

If you choose to repay a Mulah.com advance early, you may still be responsible for a portion of the agreed-upon cost of capital, as outlined in your funding agreement. The applicable amount will be disclosed in advance.

Only the strongest applicants, those with excellent credit profiles, consistent cash flow, and a solid history of repayment, will qualify for the most competitive rates. Average annualized rates for term-based funding are approximately 56.4%, and average rates for lines of capital are approximately 56.6%, based on advances originated during the six months ending June 30, 2025.

In some cases, a minimum initial draw of $1,000 may be required at origination. Returning customers who renew a funding agreement may be eligible for reduced or waived origination fees, depending on renewal history and terms.

All capital programs are subject to provider approval. Depending on your business’s state of operation and specific funding attributes, your agreement may be issued by Mulah.com or one of its partner institutions. Capital advances above $250,000 are reserved for applicants with strong financials and verified monthly revenues.